Regulation and Compliance - Scotsman Guide

Regulation and Compliance

FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts

Eric Souza

Implementation dates for the credit scoring models remain uncertain

Regulation & Compliance

FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts

Eric Souza

Implementation dates for the credit scoring models remain uncertain

Latest Updates

Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions

Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp

Kevin Warsh vows to lead ‘reform-oriented Federal Reserve’ during White House ceremony

Single-family rents notch slight uptick in March

Title insurance industry posts bumper year in 2025

Iran war is crushing single-family home builders

Homeowners insurance premiums see first deceleration since 2019

CFPB purges 15 years of public data from its website

CFPB purges 15 years of public data from its website

CFPB purges 15 years of public data from its website

Experts call the move ‘highly disturbing’ as the bureau shifts focus away from mortgage and nonbank supervision

Mortgage rates are closer to 7% than 6%, according to Freddie Mac’s rate survey published May 21.

Mortgage rates are now on the wrong side of 6.5%

Spiking Treasury yields have flowed through to mortgage markets

Zombie foreclosure rates tick up in second quarter of 2026.

Zombie foreclosure rates tick up in second quarter

Investor-owned homes continue to sit vacant at a rate more than double the national average: Attom

Mortgage critical defect rate improves in fourth quarter of 2025.

Mortgage defect rate improves in fourth quarter

HUD issues blueprint for cutting red tape to spur homebuilding

HUD issues blueprint for cutting red tape to spur home building

Fed minutes reveal inflation concerns, unease over ‘easing bias’

House advances sweeping housing bill with White House backing

House advances sweeping housing bill with White House backing

Mortgage demand falls to five-week low in mid-May.

Mortgage demand falls to five-week low in mid-May

AI uncertainty clouds office construction outlook

AI uncertainty clouds office construction outlook

Government loans gain ground amid faltering new-home mortgage demand.

Government loans gain ground amid faltering new-home mortgage demand

Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger until May 28.

Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger

Buyers gain leverage as downpayments drop for fourth straight quarter.

Buyers gain leverage as downpayments drop for fourth straight quarter

Pending home sales rebound in April despite rising rates

Pending home sales rebound in April despite rising rates

Home prices in Opportunity Zones mirror national trends in a sign that values across the historically underinvested areas remain resilient.

Resilient price growth in Opportunity Zones ‘a good sign’ for broader housing market

Bond market holds the cards as inflation fears spike Fed rate hike odds.

Bond market holds the cards as inflation fears spike Fed rate hike odds

Credit still tightening for home builders, though getting closer to easing

First-time homebuyers adjust to spring market as mortgage lock-in effects persist

First-time homebuyers adjust to spring market as mortgage rate lock-in effect persists

HUD oversight failure threatens mass reverse mortgage default.

HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout

Home builder sentiment brightens slightly in May 2026.

Historically dismal home builder sentiment brightens in May

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