FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts
Implementation dates for the credit scoring models remain uncertain
Retreat in federal disaster relief raising risks for mortgage servicers
Shifting recovery burdens to states exposes lenders and investors to potentially deep losses
Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions
Notable names were on the move in the mortgage industry over the past two-plus weeks
Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp
‘Inflation is not headed in the right direction,’ the Fed governor declares
Kevin Warsh vows to lead ‘reform-oriented Federal Reserve’ during White House ceremony
The former Wall Street executive takes the reins as the 17th Fed chair during a period of economic turbulence
Single-family rents notch slight uptick in March
‘Highly uneven’ regional trends showed concentrated declines hitting Florida rentals harder than most
Title insurance industry posts bumper year in 2025
Yearly jump in premium volumes coincided with stronger origination volumes, surge in real estate fraud activity
Iran war is crushing single-family home builders
Housing supply crisis will get worse before it gets better, economists warn
Homeowners insurance premiums see first deceleration since 2019
But premiums still rose an average of 9.2% last year: Rate Insurance study
CFPB purges 15 years of public data from its website
Experts call the move ‘highly disturbing’ as the bureau shifts focus away from mortgage and nonbank supervision
Mortgage rates are now on the wrong side of 6.5%
Spiking Treasury yields have flowed through to mortgage markets
Zombie foreclosure rates tick up in second quarter
Investor-owned homes continue to sit vacant at a rate more than double the national average: Attom
Barney Frank, key Wall Street reformer, remembered as consumer champion
In exclusive interviews, first CFPB head Richard Cordray and CHLA leader Scott Olson recall working with co-author of the Dodd-Frank Act
Mortgage defect rate improves in fourth quarter
For the full year, the average critical defect rate was essentially flat in 2025
HUD issues blueprint for cutting red tape to spur home building
The ‘best practices’ framework calls for slashing permitting timelines and easing zoning restrictions
Housing underbuilding weakens wealth building
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
Restoring HUD’s First Look program can expand homeownership without banning investors
Reviving the existing rules could channel more distressed homes to families instead of to large-scale investors
Exponential income growth requires a shift away from small deals
Shifting focus from volume to value can dramatically increase income without working longer hours
DSCR is reshaping real estate financing in tighter credit environment
As traditional lending tightens, flexible cash flow metrics are helping experienced investors compete and execute with greater certainty
SOFR-based hedging gains traction in non-agency lending
Lenders using swap futures aligned to prepayment expectations to reduce sensitivity to rising rates
Policy shifts revive attention on manufactured housing
Federal actions on financing, zoning and Opportunity Zones could unlock wider use of manufactured homes nationwide
Building strength during mortgage market slowdowns
The transition out of a slowdown is the perfect time to strengthen resilience, mindset and long-term strategy
An elite originator explains what separates top producers from the rest
From rescue deals to client trust, success requires expertise, emotional discipline and relentless follow‑up
How a single home purchase can have a multigenerational impact
Race-conscious credit policy remains central to closing the nation’s persistent homeownership gap
Lower mortgage origination costs not yet delivered through AI adoption
Lenders have adopted point solutions and digital portals, but fragmented workflows and compliance demands still prevent meaningful savings gains
Companies rethink office space as leases come due
Expiring agreements forcing tougher choices about where physical presence still matters
Data centers buoy construction outlook as broader sentiment weakens
Contractors remain busy but report cooling expectations, rising cancellations and intensifying labor, tariff and financing pressures
Mortgage originators looking beyond pay as recruiting heats up
The improving sentiment in early 2026 prompted producers to reassess lenders’ products, technology, support and leadership
Mastering the ABCs of risk mitigation strengthens commercial loan requests
Disciplined analysis and documentation matter in today’s increasingly cautious commercial lending environment
AI-driven data practices raise new antitrust concerns
Regulators rethink longstanding competition safeguards as automated systems reshape pricing, data sharing and market power in unpredictable ways
