Is Fannie and Freddie’s grip on the mortgage market slipping?
Shrinking production amid a structural shift to higher rates raises questions about the future of mortgage liquidity
Power Moves: UWM, Better, Rocket, ALTA, MBA and others make notable personnel decisions
The fall season has kicked off with a number of noteworthy moves in the mortgage industry
Multifamily developers face a refinancing crunch
High interest rates and a wall of debt are spelling trouble for even the biggest landlords
Fitch issues stark warning for mortgage servicing recapture in 2027
The ratings firm does not expect splashy refinances to buoy lenders next year with rates likely to remain above 7%
Appeals court denies HUD bid to overhaul fair housing grant program
A federal court in Boston kept the brakes on HUD’s plans to reshape the Fair Housing Initiatives Program
Former FHA commissioner says the U.S. must bring back starter homes
Insufficient construction, aging properties and competition for limited supply are narrowing buyers’ options, prompting calls for action
Trump signs executive order targeting mortgage and housing costs
Directive targets mortgage rates for USDA and VA borrowers, refinance fees and barriers to manufactured housing
Mortgage rates actually fell this week
After remaining flat last week, the 30-year mortgage snapped a five-week streak of increases
Home affordability deteriorates in third quarter
Monthly housing costs exceeded 43% of typical wages in nearly 1 in 3 counties during the quarter: Attom
How a down market ups the legal ante for mortgage originators
When profit opportunities narrow, compliance risks broaden
Real estate investor sentiment mixed as market pressures persist
Latest RCN Capital survey shows Fed rate hikes and the Iran war are investors’ most urgent concerns
Global construction costs rise in an era of uncertainty
Trade policies, labor shortages and rising material costs are weighing on construction outlays in North America: JLL
Small investors gain ground as real estate financing evolves
A new report from Realtor.com says real estate investors are outperforming typical homebuyers in 2026
Purchase slump deepens as mortgage demand loses more steam
Mortgage market stands to endure long wait for rate relief
Trump draft order takes aim at mortgage costs ahead of midterms
Sweeping order addresses LLPAs, title insurance waivers, mortgage insurance and manufactured housing, while directing USDA and VA to lower rates
Former FHA commissioner: It’s time to rethink financing options in a changing multifamily market
Reforms have made FHA financing an increasingly compelling option for long-term multifamily owners
CFPB vet shares ‘practical agenda’ for the next bureau director
The agency could emphasize identification of consumer harm, education and supervision while reserving major rulemaking and enforcement for larger problems
America’s affordable housing shortage has an accessibility problem
Millions of renters need accessibility features, yet much of the nation’s affordable rental housing remains ill-equipped to meet those needs
The disconnection infection is spreading through mortgage organizations
Disengagement spreads quietly through inconsistent leadership and neglected development. Here are five disciplines leaders can use to cure culture problems.
Why certainty matters more than price in private lending
The lenders and brokers best positioned for what comes next are those building trusted relationships, executing consistently and creating value beyond the closing
Lower rates never arrived, but homebuyers came back to the market anyway
Buyers spent two years betting on lower rates. Now they’re running the numbers at today’s rates and moving ahead anyway.
Follow the incentives: Understanding how real estate waterfalls work
The waterfall determines who gets paid, when they get paid, and how much
Qualified borrowers don’t always look qualified on paper
As income sources diversify, originators are adapting how they work with borrowers — and lenders are reassessing how they evaluate repayment ability
Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
In development finance, execution matters more than points
Those who focus on points instead of execution often overlook the financing factors that truly determine project success
Appraisal reporting entering a new era with UAD 3.6
The new data standard brings more consistency, clarity and efficiency to appraisal reporting
Loan originators have become transaction processors — but this doesn’t have to be
Asking better questions can help originators build deeper client relationships and earn more repeat and referral business
AI bringing speed, scale and new insights to CRE underwriting
Better data can improve underwriting speed and support more informed lending decisions
DSCR shows if rental income can cover monthly debt through every season
A simple calculation can help investors compare deals, test market shifts and avoid costly surprises
When easy volume disappears, the truth about a business emerges
Strong markets can hide weak foundations, but tough markets reveal who built a durable business
