Kim Nichols is chief third-party origination production officer and oversees all broker and non-delegated correspondent production at Pennymac. She offers over 30 years of expertise in various mortgage financial service areas, including capital markets, operations, underwriting, and credit across all production channels. Nichols joined Pennymac in 2011 as part of the core leadership team charged with building the foundation for what is now the largest correspondent investor in the country.