
FHA delinquencies jump amid broad softening in fourth-quarter mortgage performance
A closer look at year-end agency portfolios highlights diverging trends in 2025

A closer look at year-end agency portfolios highlights diverging trends in 2025

The pace of home sales fell to multiyear lows last month, reversing multiyear highs in December

Fourth-quarter refinance share hit a three-year high amid broader earnings pressure

The company attributed the quarterly net income dip to fair value changes, lower investment gains and higher administrative expenses

Delaware, Nevada and Florida led U.S. states with the most distressed properties last month

Nearly two‑thirds of new jobs came from health care, while government and financial services posted losses

The sector posted its ninth straight month of market share over 7%

Total lock volumes were 36% higher year over year last month: Optimal Blue

Conforming mortgage credit access remained near record lows for the second consecutive month

Strong growth in the office and multifamily sectors more than offset retail and hotel sector declines
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