
Mortgage defect rate improves in fourth quarter
For the full year, the average critical defect rate was essentially flat in 2025

For the full year, the average critical defect rate was essentially flat in 2025

The ‘best practices’ framework calls for slashing permitting timelines and easing zoning restrictions

‘Many participants’ would have preferred striking controversial policy language, minutes show

Removal of seven-year BTR sell-off rule clears the way for Senate consideration in major bipartisan push

Mortgage rates rose to seven-week highs last week: MBA

Despite modest CRE gains in April, AI adoption remains a wild card

A third year of ‘higher rates for longer’ has home builders leaning on FHA mortgages to offload unsold inventory

The move buys time to gather additional shareholder support for the deal

Despite the improvement, ‘the path to homeownership remains a difficult one for many households’: Realtor.com

Homebuyers stood firm even as mortgage rates and inflation shot higher last month

Regional lenders remain crucial to commercial real estate development


Only you can create the conditions for your success in this economic environment

Hard money plays a unique role in the larger world of private lending



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Serious delinquencies remain a point of concentrated borrower stress as economic pressures mount

National Fair Housing Alliance, co-plaintiffs claim CFPB rule would be ‘devastating to credit fairness’

Credit standards are holding firm, but new entrants face heightened scrutiny as Wall Street gets choosy

Nearly 40% of rental listings offer incentives like free rent and waived fees: Zilllow

Redfin analysis shows cash offers down to 29% of purchases, tying lowest share for March since 2020

Stalling mortgage demand continues as a first-order effect of the ongoing Iran war

The mortgage trade group advocates for small-dollar loan improvements and VA borrower protections

Consumer confidence crumbles amid expectations price hikes will intensify

Redfin study cites ‘encouraging’ trend as required income declines for the seventh consecutive month

Canadian demand has yet to recover from 2025’s trade-related strain, however
Our award-winning daily newsletter provides the insights, market data and connections to mortgage lenders you need to power your performance.

Serious delinquencies remain a point of concentrated borrower stress as economic pressures mount

National Fair Housing Alliance, co-plaintiffs claim CFPB rule would be ‘devastating to credit fairness’

Credit standards are holding firm, but new entrants face heightened scrutiny as Wall Street gets choosy

Nearly 40% of rental listings offer incentives like free rent and waived fees: Zilllow

Redfin analysis shows cash offers down to 29% of purchases, tying lowest share for March since 2020

Stalling mortgage demand continues as a first-order effect of the ongoing Iran war

The mortgage trade group advocates for small-dollar loan improvements and VA borrower protections

Consumer confidence crumbles amid expectations price hikes will intensify

Redfin study cites ‘encouraging’ trend as required income declines for the seventh consecutive month

Canadian demand has yet to recover from 2025’s trade-related strain, however
Our award-winning daily newsletter provides the insights, market data and connections to mortgage lenders you need to power your performance.
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