HUD stonewalls congressional auditors amid staffing exodus, funding cuts
The loss of nearly 30% of workers last year fueled chaos across a range of programs, new congressional audit finds
Commercial real estate sentiment turns negative for the first time since 2023
Interest rate outlook sours among developers and property owners, posting worst decline since 2022: CREDA index
Warsh’s silence on resurgent inflation is deafening
AI spending is the major driver of the U.S. economy — and increasingly a threat to the Federal Reserve’s inflation goals
Non-QM’s growth story is just getting started, industry pros say
Non-qualified mortgage lending has defied downward trends during a challenging rate environment
Real estate investors pull back from home purchases in Q2
Investor home purchases fell by 22% year over year in the second quarter — but still accounted for more than one-quarter of all homes sold
Manufactured housing gets a federal boost, but barriers remain
Legislation designed to expand manufactured housing supply faces a variety of challenges at the national, state and local levels
Another inflation report just flashed warning signs
PPI inflation comes in hot, putting further pressure on the Fed ahead of the midterms
Fannie Mae just tore up its 2027 mortgage forecast
The housing giant’s latest forecast shows mortgage rates at 7.5% through the end of next year
Housing’s factory-built future is taking shape
New-home construction has a productivity problem that some experts say old lessons could solve
Hot CPI inflation print puts October rate hike in play
Both headline and core CPI came in higher than consensus forecasts
Elevated rates keep mortgage demand on one-way descent
Homebuyers continue to lean on ARMs with typical 30-year mortgage rates near three-year highs
UAD 3.6 appraisal overhaul puts mortgage borrowers on the hook for higher costs
NAMB President Michael Farrell says fragmented transition to the new appraisal model is distorting lender selection by mortgage brokers
HUD officials talk mortgage costs, lender participation and housing supply
Joe Gormley and Matt Jones outline numerous efforts at packed MBA conference panel
Office sector continues to recover as rents rise and supply dwindles
Office inventory is down about 45 million square feet since 2023, according to JLL report
Housing experts not overly encouraged by September’s slight rise in existing-home sales
Sales saw a slight monthly uptick but declined annually for the second straight month: NAR
Former FHA commissioner: It’s time to rethink financing options in a changing multifamily market
Reforms have made FHA financing an increasingly compelling option for long-term multifamily owners
CFPB vet shares ‘practical agenda’ for the next bureau director
The agency could emphasize identification of consumer harm, education and supervision while reserving major rulemaking and enforcement for larger problems
America’s affordable housing shortage has an accessibility problem
Millions of renters need accessibility features, yet much of the nation’s affordable rental housing remains ill-equipped to meet those needs
The disconnection infection is spreading through mortgage organizations
Disengagement spreads quietly through inconsistent leadership and neglected development. Here are five disciplines leaders can use to cure culture problems.
Why certainty matters more than price in private lending
The lenders and brokers best positioned for what comes next are those building trusted relationships, executing consistently and creating value beyond the closing
Lower rates never arrived, but homebuyers came back to the market anyway
Buyers spent two years betting on lower rates. Now they’re running the numbers at today’s rates and moving ahead anyway.
Follow the incentives: Understanding how real estate waterfalls work
The waterfall determines who gets paid, when they get paid, and how much
Qualified borrowers don’t always look qualified on paper
As income sources diversify, originators are adapting how they work with borrowers — and lenders are reassessing how they evaluate repayment ability
Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
In development finance, execution matters more than points
Those who focus on points instead of execution often overlook the financing factors that truly determine project success
Appraisal reporting entering a new era with UAD 3.6
The new data standard brings more consistency, clarity and efficiency to appraisal reporting
Loan originators have become transaction processors — but this doesn’t have to be
Asking better questions can help originators build deeper client relationships and earn more repeat and referral business
AI bringing speed, scale and new insights to CRE underwriting
Better data can improve underwriting speed and support more informed lending decisions
DSCR shows if rental income can cover monthly debt through every season
A simple calculation can help investors compare deals, test market shifts and avoid costly surprises
When easy volume disappears, the truth about a business emerges
Strong markets can hide weak foundations, but tough markets reveal who built a durable business
