Top central bankers explain dissents, urge caution as inflation risks rise
Kashkari, Hammack and Logan defend hawkish stances as Warsh prepares to inherit a divided Fed
Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans
As part of the ‘strategic partnership,’ Carrington will adopt ValonOS as its core servicing platform
High prices for urban new builds underscore housing reform delay
New single-family construction in urban zip codes remains scarce yet in high demand
Residential construction spending rallies in March
Single-family gains drove the rebound but notably lagged year-ago levels
Mortgage rates hit monthly high, clouding homebuying outlook
Interest rates are back where they started four weeks ago
Seasonal dip dings strong yearly gains in first-quarter CRE originations
Depositories ramp up activity as maturing loans drive refinancing demand
Amid office sector weakness, has the sublease vacancy rate peaked?
Shifting sublease trends suggest early signs of sector stabilization
As home affordability weakens, generational gaps widen
Multiple studies reveal a growing homeownership divide, with Gen Z increasingly reliant on gift funds from older generations
Fed’s Goolsbee warns of ‘diminishing returns’ from massive AI spending
Experts cite unrealized productivity gains and ballooning government debt linked to AI
High rates still blocking would-be movers as home price growth cools — for now
Cotality expects home prices will jump 5.1% by March 2027
Private employers defy expectations, add more than 100,000 jobs in April
ADP reported a second straight month of resilient private payroll gains
War-driven rate pressures slowing mortgage demand
Affordability squeezed as average purchase loan size hits record high last week
Power Moves: Rate, AnnieMac, Lower and others make notable hires
A roundup of the latest appointments and promotions in the mortgage world
HUD eases environmental guidelines for FHA’s multifamily underwriting
The moves are designed to accelerate project approval and improve affordability
Home prices keep climbing, though gains ease slightly from fourth quarter
NAR report shows 71% of metro areas saw home prices increase in the first quarter
Housing underbuilding weakens wealth building
Insufficient single-family construction limits ownership gains, disproportionately affects Black households’ ability to build wealth
Restoring HUD’s First Look program can expand homeownership without banning investors
Reviving the existing rules could channel more distressed homes to families instead of to large-scale investors
Exponential income growth requires a shift away from small deals
Shifting focus from volume to value can dramatically increase income without working longer hours
DSCR is reshaping real estate financing in tighter credit environment
As traditional lending tightens, flexible cash flow metrics are helping experienced investors compete and execute with greater certainty
SOFR-based hedging gains traction in non-agency lending
Lenders using swap futures aligned to prepayment expectations to reduce sensitivity to rising rates
Policy shifts revive attention on manufactured housing
Federal actions on financing, zoning and Opportunity Zones could unlock wider use of manufactured homes nationwide
Slow mortgage markets create window for long-term growth
The transition out of a slowdown is the perfect time to strengthen resilience, mindset and long-term strategy
An elite originator explains what separates top producers from the rest
From rescue deals to client trust, success requires expertise, emotional discipline and relentless follow‑up
How a single home purchase can have a multigenerational impact
Race-conscious credit policy remains central to closing the nation’s persistent homeownership gap
Lower mortgage origination costs not yet delivered through AI adoption
Lenders have adopted point solutions and digital portals, but fragmented workflows and compliance demands still prevent meaningful savings gains
Companies rethink office space as leases come due
Expiring agreements forcing tougher choices about where physical presence still matters
Data centers buoy construction outlook as broader sentiment weakens
Contractors remain busy but report cooling expectations, rising cancellations and intensifying labor, tariff and financing pressures
Mortgage originators looking beyond pay as recruiting heats up
The improving sentiment in early 2026 prompted producers to reassess lenders’ products, technology, support and leadership
Mastering the ABCs of risk mitigation strengthens commercial loan requests
Disciplined analysis and documentation matter in today’s increasingly cautious commercial lending environment
AI-driven data practices raise new antitrust concerns
Regulators rethink longstanding competition safeguards as automated systems reshape pricing, data sharing and market power in unpredictable ways
