Waller breaks with Warsh on Fed forward guidance, hints at October rate hold
Fed governor favors indirect forecasting with ‘the flavor of forward guidance’
Housing market wobbles into shaky fourth quarter
Home sales likely to remain below year-ago levels through year’s end, according to Zillow’s chief economist
Mortgage credit access is increasingly hard to come by
Pullback in conventional programs points to resilience of non-agency segments
HUD investigates Wells Fargo over race-based mortgage policies
Regulator’s fight against SPCPs intensifies as Biden administration policies face scrutiny
GAO report finds early signs of impact from trigger leads ban
The agency says it is too early to draw final conclusions, but it expects consumers will receive fewer solicitations
Fed policymakers saw multiple 2026 rate hikes as likely, September FOMC minutes show
Markets see a December rate increase far more likely than an October adjustment
Small-dollar mortgage market share shrinks further in 2026
The collapse in small-balance mortgage lending far outpaces the decline in lower-priced home sales, new research finds
Mortgage demand extends losing streak as rates keep climbing
FHA borrowers pull back as ARM share remains elevated
Large lenders begin scaling VantageScore 4.0 deployment
Adoption accelerates for model that incorporates trended borrower data rather than a static credit snapshot
The Midwest bucks the student housing slowdown
As of the second quarter, properties in the region were 89.7% preleased for the 2026 school year
Volatile Treasury market sends mortgage rate lock volumes plunging in September
A Federal Reserve rate hike and rising inflation concerns have pushed mortgage rates to their highest levels in years
Zillow expects housing market chill to continue through winter
Newly pending home sales fell 8.5% year over year in September, while rents posted their biggest annual gain since April 2025
Mortgage performance broadly weakened in August, ICE finds
Serious delinquencies are on the rise, though FHA loans show signs of stablization
CMBS delinquencies reach highest level since 2020
Deterioration was broad-based though concentrated across just a handful of loans: Trepp
Vishal Garg wins proxy fight, retakes Better board
Fintech founder returns after shareholders back effort to remove incumbent directors
CFPB vet shares ‘practical agenda’ for the next bureau director
The agency could emphasize identification of consumer harm, education and supervision while reserving major rulemaking and enforcement for larger problems
America’s affordable housing shortage has an accessibility problem
Millions of renters need accessibility features, yet much of the nation’s affordable rental housing remains ill-equipped to meet those needs
The disconnection infection is spreading through mortgage organizations
Disengagement spreads quietly through inconsistent leadership and neglected development. Here are five disciplines leaders can use to cure culture problems.
Why certainty matters more than price in private lending
The lenders and brokers best positioned for what comes next are those building trusted relationships, executing consistently and creating value beyond the closing
Lower rates never arrived, but homebuyers came back to the market anyway
Buyers spent two years betting on lower rates. Now they’re running the numbers at today’s rates and moving ahead anyway.
Follow the incentives: Understanding how real estate waterfalls work
The waterfall determines who gets paid, when they get paid, and how much
Qualified borrowers don’t always look qualified on paper
As income sources diversify, originators are adapting how they work with borrowers — and lenders are reassessing how they evaluate repayment ability
Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
In development finance, execution matters more than points
Those who focus on points instead of execution often overlook the financing factors that truly determine project success
Appraisal reporting entering a new era with UAD 3.6
The new data standard brings more consistency, clarity and efficiency to appraisal reporting
Loan originators have become transaction processors — but this doesn’t have to be
Asking better questions can help originators build deeper client relationships and earn more repeat and referral business
AI bringing speed, scale and new insights to CRE underwriting
Better data can improve underwriting speed and support more informed lending decisions
DSCR shows if rental income can cover monthly debt through every season
A simple calculation can help investors compare deals, test market shifts and avoid costly surprises
When easy volume disappears, the truth about a business emerges
Strong markets can hide weak foundations, but tough markets reveal who built a durable business
Protect veterans by spotting these common VA lending red flags
Learning to identify deceptive lending tactics can prevent financial harm to veteran borrowers
