America faces a housing and affordability crisis — and the most effective response will come not from Washington, but from the states. Local governments have restricted the supply of new homes for decades, while federal “solutions” have been expensive, inflexible and ineffective.
States, by contrast, have the incentive and power to solve the problem, and they’ve already begun. More than 30 states are currently pursuing or enacting starter-home legislation that could create an abundance of naturally affordable homes.
Our housing shortage is national in scope but local in nature. Across the country, the shortage is roughly 6 million homes, but this is the aggregate of thousands of cities that have consistently failed to build sufficient hou...



