Scotsman Guide Magazine

States are stepping up to solve America’s housing shortage

With federal efforts falling short, state reforms targeting starter homes and zoning barriers are beginning to unlock meaningful new housing supply

By Arthur Gailes and Amanda Nascimento Dial

America faces a housing and affordability crisis — and the most effective response will come not from Washington, but from the states. Local governments have restricted the supply of new homes for decades, while federal “solutions” have been expensive, inflexible  and ineffective.
States, by contrast, have the incentive and power to solve the problem, and they’ve already begun. More than 30 states are currently pursuing or enacting starter-home legislation that could create an abundance of naturally affordable homes. 
Our housing shortage is national in scope but local in nature. Across the country, the shortage is roughly 6 million homes, but this is the aggregate of thousands of cities that have consistently failed to build sufficient hou...

You might also like...

Top Dollar Volume

Top FHA Volume

Top HELOC Volume

Most Loans Closed

Top Mortgage Brokers

Top Non-QM Volume

Top Purchase Volume

Top Refinance Volume

Top USDA Volume

Top VA Volume

Top Veteran Originators

Top Jumbo Originators

Top Women Originators

Top Overall

Top Wholesale

Top Retail

Top Non-QM

Top FHA

Top VA

Top Correspondent

Sign in to Scotsman Guide PRO

error: Content is protected !!

We found an account with this email.
Please log in or reset your password to continue.