Regulation and Compliance - Scotsman Guide

Regulation and Compliance

Anti-redlining law plays outsized role in affordable housing finance, new study finds.

Anti-redlining law plays outsized role in affordable housing finance

Eric Souza

The Community Reinvestment Act incentivized more than $430 billion in private investment in 2024

Regulation & Compliance

Anti-redlining law plays outsized role in affordable housing finance, new study finds.

Anti-redlining law plays outsized role in affordable housing finance

Eric Souza

The Community Reinvestment Act incentivized more than $430 billion in private investment in 2024

Latest Updates

Even 15-year mortgage rates are above 6% now as Treasury yields spike

PCE inflation cools more than expected in June, muddying the Fed’s policy path

Freddie Mac earnings soar 61% as credit reserve release lifts profits

Three key takeaways from Kevin Warsh’s second FOMC press conference

Recent homebuyers fear one setback could derail mortgage payments

Fannie Mae reports $4B profit in second quarter as net worth tops $116B

Federal Reserve holds rates steady, punting inflation relief to the fall

Mortgage applications tumble as rates hit highest level in nearly a year

Mortgage applications tumble as rates hit highest level in nearly a year

Refinancing led the decline, as rising mortgage rates and affordability pressures cooled borrower demand

FICO 10T gains momentum as more than 70 lenders join program.

FICO 10T gains momentum as more than 70 lenders join program

Fairway, InterLinc, NFM and Novus are among the mortgage companies that will compare the updated credit scoring model with Classic FICO

Home affordability declined in May 2026, per FHFA and Case-Shiller indexes.

Case-Shiller and FHFA reports agree: Home affordability deteriorated in May

But persistent inflation means home values fell in real terms for existing homeowners

Second homes make a comeback, but mainly for wealthier white Gen Xers

Consumer confidence slumps in July

Consumer confidence slumps in July

Though odds are against it, some Fed watchers think a rate hike could be in store in July.

What to expect from Kevin Warsh’s second FOMC meeting as chair

CFPB reform in focus for House Financial Services Committee

FHFA urged to balance flexibility, oversight in Duty to Serve rule

Pulte faces senators’ scrutiny over housing duties while serving as acting DNI

FHA defaults fall 15% in June, but U.S. foreclosure starts hit six-year high

Banks are warming to commercial real estate lending.

Banks are warming to commercial real estate lending

USDA restructuring threatens rural mortgage overhaul, CHLA warns

USDA restructuring threatens rural mortgage overhaul, CHLA cautions

Residential housing slowdown is deepening, warns Fitch

U.S. housing market in concerning slowdown, Fitch warns

Builder incentives resuscitate new-home sales in June

Builder incentives resuscitate new-home sales in June

Power Moves: CBRE, MBA, TMO and others make key personnel decisions

Controversial AI data centers increasingly dominate the industrial sector

Affordable rent remains out of reach for millions of low-wage workers

Housing equity remains powerful buffer for mortgaged homeowners

Housing equity remains powerful buffer for mortgaged homeowners

Trump CFPB nominee won’t break with Vought on bureau shutdown

CFPB nominee won’t break with Vought on bureau shutdown push

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