
State regulators slam OCC escrow proposals as effort to pickpocket homeowners
Preempting state interest-on-escrow laws would ‘enrich national banks off the backs of consumers,’ regulators warn
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New construction fails to keep pace with rising senior housing demand
Affordability challenges slow rent growth despite strong demand and declining vacancies
Remodeling outlook rises as home building sentiment sinks
Latest NAHB indexes show structural advantage for renovation sector as the site-built segment can’t catch a break

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity
Does rent control work? Mamdani’s Pinnacle setback revives housing debate
Soaring operating costs and capped revenue lead to capital flight, raising questions about the efficacy of regulating rents
Trump signs executive order to block large investors from single-family home market
The current lack of a definition for ‘large institutional investors’ makes it difficult to gauge the order’s impact

The Three Lines of Defense for Cybersecurity Compliance
A look at the three lines of defense model to actively monitor, control and audit comprehensive risk management and assurance

From buzzword to business driver: AI in mortgages



The Lender’s Secret Weapon


A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
Exclusive: Fix-and-flip investors are still bleeding profitability
Returns for home flippers have fallen to 2008 levels as a ‘triple squeeze’ on profits sends some in the sector running for rentals
Repair, remodeling costs rise steadily in third quarter
Trump administration tariff policies ‘not apparent in material costs’ says analytics firm Verisk
Cost-burdened renter share doubles that of homeowners
Half of U.S. renters spend more than 30% of gross monthly income on rent, led by California, Florida and Nevada

November’s steep rise in non-QM loan impairments persists into December
Overall impairment rate climbed to 7.2% as cure rates and payment-made rates recover from ‘sharp collapse’
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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State regulators slam OCC escrow proposals as effort to pickpocket homeowners
Preempting state interest-on-escrow laws would ‘enrich national banks off the backs of consumers,’ regulators warn
Trending
New construction fails to keep pace with rising senior housing demand
Affordability challenges slow rent growth despite strong demand and declining vacancies
Remodeling outlook rises as home building sentiment sinks
Latest NAHB indexes show structural advantage for renovation sector as the site-built segment can’t catch a break

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity
Does rent control work? Mamdani’s Pinnacle setback revives housing debate
Soaring operating costs and capped revenue lead to capital flight, raising questions about the efficacy of regulating rents
Trump signs executive order to block large investors from single-family home market
The current lack of a definition for ‘large institutional investors’ makes it difficult to gauge the order’s impact

The Three Lines of Defense for Cybersecurity Compliance
A look at the three lines of defense model to actively monitor, control and audit comprehensive risk management and assurance

From buzzword to business driver: AI in mortgages



The Lender’s Secret Weapon


Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
‘Renting for the long run’ drives U.S. housing shift
Nevada, Texas and North Dakota have all seen more than 50% growth in renter households since 2000
Exclusive: Investors anchor housing market as non-QM loans surge
Entrenched affordability barriers have yielded 30% of the U.S. housing market to residential investors
Non-QM issuance hits record $20B in third quarter
Deals have accelerated as investor activity remains elevated
Softening rent prices signal easing housing inflation
Despite slowing rent increases nationwide, ‘significant local nuances’ persist

November’s steep rise in non-QM loan impairments persists into December
Overall impairment rate climbed to 7.2% as cure rates and payment-made rates recover from ‘sharp collapse’

Industry Watch: Attom, Embrace Home Loans, OceanFirst Bank and others make moves
A roundup of the last two weeks of noteworthy mortgage industry company news
Appraisal Modernization Act has more ‘urgency’ after HUD task force disbanding
Six senators propose new appraisal tools to fight bias
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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State regulators slam OCC escrow proposals as effort to pickpocket homeowners
Preempting state interest-on-escrow laws would ‘enrich national banks off the backs of consumers,’ regulators warn
Trending
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State regulators slam OCC escrow proposals as effort to pickpocket homeowners
Preempting state interest-on-escrow laws would ‘enrich national banks off the backs of consumers,’ regulators warn
Trending
SPONSORED CONTENT
New construction fails to keep pace with rising senior housing demand
Affordability challenges slow rent growth despite strong demand and declining vacancies
Remodeling outlook rises as home building sentiment sinks
Latest NAHB indexes show structural advantage for renovation sector as the site-built segment can’t catch a break

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity

The Three Lines of Defense for Cybersecurity Compliance
A look at the three lines of defense model to actively monitor, control and audit comprehensive risk management and assurance

The Three Lines of Defense for Cybersecurity Compliance

From buzzword to business driver: AI in mortgages


A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
Exclusive: Fix-and-flip investors are still bleeding profitability
Returns for home flippers have fallen to 2008 levels as a ‘triple squeeze’ on profits sends some in the sector running for rentals
Repair, remodeling costs rise steadily in third quarter
Trump administration tariff policies ‘not apparent in material costs’ says analytics firm Verisk
Cost-burdened renter share doubles that of homeowners
Half of U.S. renters spend more than 30% of gross monthly income on rent, led by California, Florida and Nevada
Appraisal Modernization Act has more ‘urgency’ after HUD task force disbanding
Six senators propose new appraisal tools to fight bias
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.











































