Mortgage - Scotsman Guide

Mortgage

Mortgage rate locks tumble as July rate spike curbs demand

Mortgage rate locks tumble as July rate spike curbs demand

Ryan Kingsley

Purchases made up more than 80% of lock activity as Fannie and Freddie activity continued to shrink

Latest Updates

Mortgage credit access hits four-year high in July

Mortgage credit access hits highest level in four years

UWM sues Two Harbors as shareholders launch securities probe

Rocket and DOJ may be poised to settle appraisal bias suit

TRID takes center stage in flurry of responses to proposed CFPB rule

CMBS delinquency rate hits all-time high in July 2026.

CMBS office delinquency rate hits all-time high in July

Longer holds, weaker pricing hurt flipper sales in second quarter

Longer holds, weaker pricing hurt home flipper sales in second quarter

Democratic senators urge HUD to rescind fair housing grant overhaul

Office, industrial lending fuel commercial origination gains

More Mortgage News

Garg steps down as Better CEO as hedge fund exec steps in

Anti-redlining law plays outsized role in affordable housing finance

Proposal to overhaul fair lending rules draws housing industry backlash

Freddie Mac earnings soar 61% as credit reserve release lifts profits

Foreign buyers purchase second fewest U.S. homes since 2009

Mortgage applications tumble as rates hit highest level in nearly a year

Commercial mortgage delinquencies ease as market shows stability

Second homes make a comeback, but mainly for wealthier white Gen Xers

Recent homebuyers fear one setback could derail mortgage payments

Pulte faces senators’ scrutiny over housing duties while serving as acting DNI

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JPMorgan Chase to hire 850 loan officers in $750 billion housing push

Proposal to overhaul fair lending rules draws housing industry backlash

Industry Watch: Union Home Mortgage, NEXA, New Silver and others make moves in July

Foreign buyers purchase second fewest U.S. homes since 2009

Mortgage affordability improves slightly as median homebuyer payment dips in June

Anti-redlining law plays outsized role in affordable housing finance

Commercial mortgage delinquencies ease as market shows stability

Even 15-year mortgage rates are above 6% now as Treasury yields spike

Freddie Mac earnings soar 61% as credit reserve release lifts profits

Recent homebuyers fear one setback could derail mortgage payments

Fannie Mae reports $4B profit in second quarter as net worth tops $116B

Mortgage applications tumble as rates hit highest level in nearly a year

FICO 10T gains momentum as more than 70 lenders join program

Advocates say HUD grant shift threatens local fair housing groups

Second homes make a comeback, but mainly for wealthier white Gen Xers

Mortgage

Mortgage rate locks tumble as July rate spike curbs demand

Mortgage rate locks tumble as July rate spike curbs demand

Ryan Kingsley

Purchases made up more than 80% of lock activity as Fannie and Freddie activity continued to shrink

Latest Updates

Mortgage credit access hits four-year high in July

Mortgage credit access hits highest level in four years

UWM sues Two Harbors as shareholders launch securities probe

Rocket and DOJ may be poised to settle appraisal bias suit

TRID takes center stage in flurry of responses to proposed CFPB rule

CMBS delinquency rate hits all-time high in July 2026.

CMBS office delinquency rate hits all-time high in July

Longer holds, weaker pricing hurt flipper sales in second quarter

Longer holds, weaker pricing hurt home flipper sales in second quarter

More Mortgage News

CFPB reform in focus for House Financial Services Committee

Power Moves: CBRE, MBA, TMO and others make key personnel decisions

FHA defaults fall 15% in June, but U.S. foreclosure starts hit six-year high

Chase shoots past Rocket to lead mortgage servicer approval ratings

USDA restructuring threatens rural mortgage overhaul, CHLA cautions

Generational downpayment gaps are growing — but so are homeownership affordability programs

Housing equity remains powerful buffer for mortgaged homeowners

Congress presses FHLBs on housing focus amid accusations of mission drift

FHA proposes overhaul of partial claim framework

Senior housing wealth nears $15 trillion, underscoring housing access divide

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Mortgage

Mortgage rate locks tumble as July rate spike curbs demand

Mortgage rate locks tumble as July rate spike curbs demand

Ryan Kingsley

Purchases made up more than 80% of lock activity as Fannie and Freddie activity continued to shrink

Latest Updates

Mortgage credit access hits four-year high in July

Mortgage credit access hits highest level in four years

UWM sues Two Harbors as shareholders launch securities probe

Rocket and DOJ may be poised to settle appraisal bias suit

TRID takes center stage in flurry of responses to proposed CFPB rule

CMBS delinquency rate hits all-time high in July 2026.

CMBS office delinquency rate hits all-time high in July

Longer holds, weaker pricing hurt flipper sales in second quarter

Longer holds, weaker pricing hurt home flipper sales in second quarter

More Mortgage News

FHFA urged to balance flexibility, oversight in Duty to Serve rule

Turning vacant lots into homes will require more than new housing legislation

U.S. housing market in concerning slowdown, Fitch warns

Black and Hispanic homeowners face much higher insurance premiums

Small-dollar mortgages face structural barriers as housing bill seeks to expand access

Mortgage rates hit highest levels since last August, weakening purchase demand

Mortgage lenders bullish on origination outlook for second half of 2026

New-home mortgage demand declines from May to June

CHLA says direct payments may be ‘only way’ to incentivize small-dollar FHA loans

Poll shows broad support for CFPB ahead of Vought’s congressional testimony

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