With the mortgage industry divided over credit score reform, new research finds ‘meaningful negative impact’ for secondary market pricing
Lower borrowing costs push refinances higher as ARM activity stays elevated
Mortgage spreads have crept back to 200 basis points since the Jan. 8 announcement
The housing agency’s latest home price index shows regional price softening
Lower rates and steadier inventory support confidence, even as 4 in 10 flippers cut prices in the fourth quarter
Trade associations claim current standards limit bank participation and access to mortgage credit
The rising share of delistings underscores ‘structural frictions’ that have kept home prices elevated
The 6-3 ruling delivers a striking setback to President Trump’s economic agenda
Shutdown-delayed data offers mixed outlook on new-home market momentum
Budget-tier rentals post annual price decline as luxury segment remains resilient
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