
Mortgage lender profits rise, but so do production costs
Revenue per loan has increased steadily, but production costs per loan have barely abated

Revenue per loan has increased steadily, but production costs per loan have barely abated

5% of home listings were yanked off the market in September

Despite a temporary NFIP extension, the long-term future of the government flood insurance program remains hazy

A letter sent to FHA and Ginnie Mae leadership underscores prohibitive upfront HECM costs and servicing losses

LoanDepot, Kind Lending, NewDay USA and Bevri.ai are among the mortgage-related companies with recent hires and promotions

Half of U.S. renters spend more than 30% of gross monthly income on rent, led by California, Florida and Nevada

Nevada, Texas and North Dakota have all seen more than 50% growth in renter households since 2000

Entrenched affordability barriers have yielded 30% of the U.S. housing market to residential investors

The sector’s fortunes diverge along income lines, with luxury retailers better positioned to weather the storm

Affordable states attract migrating homeowners, but mortgage lock-in effects complicate the picture

Hartford tops the list for homebuyers seeking value and relief from mortgage lock-in effects

Borrowers who fall behind are finding it tougher to catch up, says Cotality

The FOMC has penciled in just one rate cut for 2026, teeing up trouble for the next Fed chair

Seasonal trends cooled purchase demand, while stabilizing rates drove a massive 223% annual spike in refinance activity

This marks the third Fed rate cut of 2025, despite an increasingly divided central bank

The rule change occurred without the usual opportunity for public notice and comment

Refinances jump 14% as FHA rates dip to their lowest mark in over a year

A divided central bank faces a pivotal choice with less government data at its disposal

Deal activity surges as investors target high-barrier markets in New York, Las Vegas and Atlanta

The Fed began its two-day December policy meeting without official employment figures for the past two months
Our award-winning daily newsletter provides the insights, market data and connections to mortgage lenders you need to power your performance.

Hartford tops the list for homebuyers seeking value and relief from mortgage lock-in effects

Borrowers who fall behind are finding it tougher to catch up, says Cotality

The FOMC has penciled in just one rate cut for 2026, teeing up trouble for the next Fed chair

Seasonal trends cooled purchase demand, while stabilizing rates drove a massive 223% annual spike in refinance activity

This marks the third Fed rate cut of 2025, despite an increasingly divided central bank

The rule change occurred without the usual opportunity for public notice and comment

Refinances jump 14% as FHA rates dip to their lowest mark in over a year

A divided central bank faces a pivotal choice with less government data at its disposal

Deal activity surges as investors target high-barrier markets in New York, Las Vegas and Atlanta

The Fed began its two-day December policy meeting without official employment figures for the past two months
Our award-winning daily newsletter provides the insights, market data and connections to mortgage lenders you need to power your performance.
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